Does Home Insurance Pay for Mold Removal?

in insider, homeowner tips, air quality, homeowners insurance, flood insurance, flooding, Virginia, hurricane season, severe weather, rain, diy, cleaning, home insurance, Air conditioner, summer, weather, home, frozen pipes, home repair, humidity, water damage Jul 15, 2020

If you have a mold problem, you may be wondering if your home insurance will pay to remove it. The short answer is usually not. That's because most mold can be prevented by addressing routine home maintenance and long-term exposure to humidity. 

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Is Renters Insurance Required in Virginia?

in insider, Virginia, home fire, renters insurance, damage, money, liability, protection, renting, apartment, house, theft Jul 15, 2020

You do not have to have renters insurance by law in Virginia. But you will find many landlords require it when you sign a new lease. Even if they don't, consider the advantages of renters insurance. Every dollar counts, which is why renters insurance should be a no-brainer for most people. For pennies a day, you are protecting yourself against theft, fire, and liability losses that could quickly run into the thousands of dollars.

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4 New 2020 Driving Laws in Virginia

in safety tips, driving, Virginia, car insurance, local, distracted driving, speeding, laws, driving safety, money, reckless driving, driving record, speeding ticket, texting and driving, pedestrians, right-of-way, speed cameras Jun 29, 2020

Virginia Capitol by Ron Cogswell Each year, Virginia's General Assembly signs new bills into law that go into effect on July 1.  As we move towards legislation that bans handheld use of cell phones, there are also a few other new laws that will immediately affect daily life and driving around the commonwealth.

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How Do You Save Money on Insurance in Virginia?

in homeowners insurance, auto insurance, Virginia, severe weather, coverage, car insurance, home insurance, accident, roadside assistance, local agent, renters insurance, cyber insurance, insurance claim, money, discounts Jun 28, 2020

Switch and save? Not so fast! You actually don't need to switch insurance companies to save money when you can simply shop for discounts within your current policy. Here at NNINS, we couldn't agree more with rewarding our members with lower rates for things like good driving records and multiple policies in one household. We also love to help our members save money on the unique risks Virginians face. We get it because we're Virginians too!

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Should I Bundle my Home and Car Insurance?

in homeowners insurance, auto insurance, Virginia, coverage, car insurance, home insurance, local agent, home, penny pincher, money, discounts, save money Jun 26, 2020

Great question! If you’re paying for home insurance and car insurance, why not put both policies with one company and get a nice discount, right? Well, it's not always that simple. The answer depends on your individual situation. Ask yourself a few questions to see if bundling home and car insurance is the right move for you.

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