How to Avoid Hitting a Deer While Driving

Oct 27, 2022

How common are deer collisions in Virginia? Virginians live in a high-risk state for hitting animals with over 60,000 incidents per year by car insurance claim estimates. Virginia drivers have a 1 in 75 chance of colliding with an animal each year and most deer-related crashes occur throughout October and peak in November. Fall mating season, also known as the rut, means highly active bucks are busy seeking receptive females. During this time,...

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How To Fireproof Your Virginia Home This Winter

Oct 26, 2022

  Virginia is experiencing its third straight La Niña winter in the short term, typically resulting in warmer temperatures and less precipitation. But before you store away the snow boots, winter in the new year could take us for a wintery ride of mild days with highs in the sixties, to frigid days with highs only in the twenties. This polar coaster ride through the commonwealth could bring significant cold spells.  Your home needs to be safe...

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Why Home Insurance Rates Are on The Rise and What You Can Do to Save Money

Oct 14, 2022

We pledge to provide straight talk from our NNINS Virginia insurance experts. Read the Northern Neck Insurance INTEGRITY PROMISE. Economic impacts on the insurance industry 2022-2023 Home insurance rates are likely going up for most homeowners regardless of who your carrier is or where you live. Just like the increasing cost of many things in the fallout of a global pandemic, supply chain issues, unfilled construction jobs due to COVID-19...

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20 Home Insurance Pictures That Will Send Chills Down Your Spine

Oct 2, 2022

Is this a post-apocalyptic scene from a zombie movie? Nope. This is a picture from one of our home insurance inspections. Home insurance claims can also reveal all kinds of scary stuff. What better time of year to share our most chilling home pictures with little dark humor? 

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What’s the #1 Fall Driving Danger if You Live in Virginia?

Oct 1, 2022

Did you know that fall is one of the most dangerous seasons of the year on Virginia highways? DMV said 245 people have been killed in Virginia car crashes to date in 2022. That is up 12% from the same stage in 2021. October experiences the most motor-vehicle fatalities. September and November bring their own unique challenges for Virginia drivers and car insurance.    With summer in the rearview mirror and kids back to school, roadways become...

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