Fall Means Peak Hurricane Season For Virginia

Aug 28, 2022

Peak hurricane season is here, Virginia! August 15th to Nov 30 is when we see some of our most active weather in the tropics. September 10th statistically marks the height of Atlantic hurricane season. NOAA's forecast calls for above-normal tropical activity this hurricane season. NOAA expects three to five major hurricanes (category 3, 4, or 5) with winds of 111 mph or higher.

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What Trees are Good to Plant Around Your House?

Aug 23, 2022

Fall is the best time of year in Virginia to plant trees around your home. Trees create four seasons of amazing curb appeal with their foliage and blooms. But in our many years of home insurance claims, we've seen our share of costly property damage from trees. The good news is that your home insurance can cover the cost of that damage. Check out the experience the Duvalls had with a mature tree at their Charlottesville home.    {% video_player...

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What is a Hurricane Deductible and How Do You Know If You Have One?

Aug 20, 2022

Sticker shock is the last thing you want after damage from a hurricane. To ensure you're financially prepared when the next big storm strikes, it's important to know if you have a hurricane deductible on your home insurance policy, especially if you live in coastal areas of Virginia.                                                            Virginia Beach -Hurricane Isabel 2003- Photo: vims.edu     What is a hurricane deductible? Since 2005,...

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Do You Have Severe Weather Claim Questions?

Aug 17, 2022

Severe weather events can be scary and destructive. In the aftermath, you may have questions about your home insurance coverage, or car insurance coverage, and the next steps to take. Your local agent is one of your best resources for sound advice and we are here for you too.  Safety and Family First   If you have been affected by the recent severe weather, your safety is the most important thing to us. We ask that you put the first aid and...

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Inland Flood Insurance vs Flood Insurance

Aug 17, 2022

Home insurance can be really confusing! We get it. And we want to help explain the ins and outs of our insurance products so you can be an informed decision-maker and have peace of mind. Flood insurance can be particularly confusing and is a growing concern for homeowners throughout Virginia. There are different types of flood insurance, and it's important to know the differences. When determining coverage, the cause of flooding matters.  That's...

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