Economic impacts on the insurance industry Home insurance rates are likely going up for most homeowners this year regardless of who your carrier is or where you live. Just like the increasing cost of many things in the fallout of a global pandemic, supply chain issues, unfilled construction jobs due to COVID-19 disruptions, and more costly building materials are impacting the price of homes and home repairs. Likewise, the higher frequency of...
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Is this a post-apocalyptic scene from a zombie movie? Nope. This is a picture from one of our home insurance inspections. Home insurance claims can also reveal all kinds of scary stuff. What better time of year to share our most chilling home pictures with little dark humor?
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Did you know that fall is one of the most dangerous seasons of the year on Virginia highways? DMV said 245 people have been killed in Virginia car crashes to date in 2022. That is up 12% from the same stage in 2021. October experiences the most motor-vehicle fatalities. September and November bring their own unique challenges for Virginia drivers and car insurance. With summer in the rearview mirror and kids back to school, roadways become...
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We know how scary natural disasters can be. From wildfires to excessive rainfall and flooding, the news and forecasts can be a source of worry and uncertainty. Hurricane season can bring its own headlines, especially this year's predictions of peak hurricane season for Virginia. As a Virginia insurer, our company has lived through Atlantic hurricane seasons and insuring homes since 1896. So we know the peace of mind that comes from being...
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Do you treasure trees? Their sublime fall colors tell us another summer is ending and old man winter is right around the corner. While trees provide beauty and shade and enhance your home's landscaping, they can also damage your property when a hurricane, tornado, or winter storm threatens Virginia. While homeowners insurance is designed to protect you from costly tree damage, it's smart to do what you can to prevent a claim.
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