5 Tips To Switching Your Home Insurance

Feb 7, 2023

We pledge to provide straight talk from our NNINS Virginia insurance experts. Read the Northern Neck Insurance INTEGRITY PROMISE. Are you thinking about switching your home insurance? You can change your home insurance coverage anytime, just like you do with car insurance. Think of it as an annual assessment of financial protection around your home and belongings. It can also be a smart way to save money or change companies if you're...

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Does Home Insurance Pay for Roof Replacement?

Feb 3, 2023

We pledge to provide straight talk from our NNINS Virginia insurance experts. Read the Northern Neck Insurance INTEGRITY PROMISE. Have you seen ads from contractors promising to get your roof replaced by your home insurance company? These misleading advertisements can create a false impression that home insurance might pay to replace worn-out roofs. 

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How to Turn Off Your Home's Main Circuit Breaker

Jan 24, 2023

What's the main circuit breaker? A circuit breaker is a central component of your home's electrical system. It's an important safety device that limits the amount of power moving through the circuits. In modern homes, the breaker is located inside, usually in a basement, garage, or utility closet. It prevents overloads that could cause damage to your electrical system or start a fire. Our home insurance experts will tell you, knowing what your...

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Gap Insurance vs Full Car Insurance Coverage

Jan 17, 2023

We pledge to provide straight talk from our NNINS Virginia insurance experts. Read the Northern Neck Insurance INTEGRITY PROMISE. What is Gap Insurance or Loan/Lease Coverage? Gap insurance is short for Guaranteed Asset Protection Insurance. Northern Neck Insurance's coverage is called Loan/Lease Coverage. Cars can depreciate in value to less than you owe on your loan or a leasing contract. If you have a crash or your car is stolen, and the...

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3 Keys to Healthy Home Indoor Air Quality This Winter

Jan 8, 2023

I love feeling warm and cozy at home with a hot cup of tea on a cold winter day. What I don't love is how dry my skin and hair get during the winter months. Home indoor air quality can drop significantly during Virginia’s winters when you're all tucked in and closed up with your home's heating system. We certainly have been spending a lot of time at home trying to stay healthy these past couple of years.

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