Do You Have Severe Weather Claim Questions?

in hurricane, wind damage, homeowner tips, safety tips, driving, report a claim, homeowners insurance, flood insurance, flooding, Virginia, tornado, hurricane season, severe weather, coverage, claim, car insurance Mar 27, 2021

If you have been affected by the recent severe weather, your safety is the most important thing. Put the first aid of your family and neighbors first, property second. Be very careful around any storm damage, downed power lines, and contact emergency officials and your utility company right away if needed.

Read More    

If You Only Clean One Thing in Your Home This Spring, Make It This

in insider, homeowner tips, safety tips, homeowners insurance, Virginia, spring, diy, fire prevention, cleaning, home maintenance, stay at home, home safety tips, Dryer maintenance Mar 24, 2021

It’s usually one of those things you try to pump yourself up for by thinking about how great you feel when it’s done. But this past year we've had a lot of extra time at home. Chances are you've cleaned more this past year than you have in your entire life. If you think you've exhausted things to clean, we have one that needs to be a priority this spring. 

Read More    

Are Your Gutters Ready for Spring Rain?

in insider, homeowner tips, homeowners insurance, flooding, Virginia, severe weather, spring, rain, home maintenance, insurance claim, home repair, water damage, home ownership Mar 24, 2021

The spring season in Virginia has become wildy unpredictable and severe. From thunder hail and windstorms to balmy 70-degree afternoons, weird weather appears to be the new normal. Not that we need more after a usually wet winter, but there's one thing we can always count on this time of year in the Commonwealth: rain! And heavy rains can bring significant troubles of their own for homeowners, not just from flooding. Each spring, we see...

Read More    

Is Your Roof Ready for Virginia's Severe Weather Season?

in wind damage, homeowner tips, Virginia, severe weather, hail, spring Mar 23, 2021

Wind and hail storms are expected as spring rolls in warmer temperatures through Virginia. They result in numerous home insurance damage claims for our members. In March 2017, a storm swept quarter-size hail and powerful wind gusts across central Virginia, leaving significant damage to homes. My family’s Stafford home was right in the storm’s crosshairs, resulting in a $22,000 insurance claim including roof replacement from a weather event...

Read More    

Virginia Ranks as Highest State for Speeding and Reckless Driving

in driving, auto insurance, Virginia, car insurance, distracted driving, teen driver, travel, speeding, laws, insurance claim, driving safety, reckless driving, driving record, speeding ticket, texting and driving, new law, driving rules, stay at home Mar 23, 2021

In March of last year, travel and commuting came to a screeching halt across the United States due to the Covid pandemic. Many insurers, including Northern Neck Insurance, voluntarily returned car insurance premium due to a reduction in miles driven as Virginians quarantined. With significantly fewer cars on the roads, you would think that would translate into fewer speeding violations in Virginia. That's not what happened.

Read More