What's Not Covered Under a Home Insurance Policy?

By Nancy B
May 01, 2024
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We pledge to provide straight talk from our NNINS Virginia insurance experts. Read the Northern Neck Insurance Integrity Promise.

Each year, we handle more than two thousand home insurance claims. Incidents such as home fires, frozen plumbing during winter, and damage from Virginia's harsh weather season offer us numerous chances to deliver essential financial protection to Virginia families.

Northern Neck home insurance can cover everything from ruptured pipes and tree damage, to roof repair and replacement. Flooding, however, is one of those coverages that is not included in standard homeowner's insurance and needs its own policy. Here are a few more:





 

 

Meet and talk with your local independent agent to be sure you understand what your home insurance policy covers and what it doesn't. You can also find out about the risks of your area and be sure you are properly protected.

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THE NORTHERN NECK INSURANCE INTEGRITY PROMISE — We pledge to provide straight talk and good counsel from our NNINS Virginia insurance experts through our blog. While we hope you find this to be a helpful source of information, it does not replace the guidance of a licensed insurance professional, nor does it modify the terms of your Northern Neck Insurance policy in any way. All insurance products are governed by the terms in the applicable insurance policy.