How to Tell If Your Roof Needs To Be Replaced This Fall

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It’s your first line of defense. If covers and protects the foundation and bones of your house. It covers and protects your treasures within. And most importantly, it covers and protects your family. 

Your ROOF. It needs to be right!

So, how can you tell if it needs to be replaced?  

The best way is to have a professional inspection. And if you roof hasn’t been inspected in a while; the best time is now. Virginia can experience Winter snow and ice is only a few months away and the height of Atlantic hurricane season is between mid-August and late October. Virginia can experience massive amounts of rain with hurricanes. We've seen the stories and pictures of the powerful wind destruction that comes with these storms. Even the 95 mph winds of a CAT 1 hurricane can damage your roof and cause costly water damage to your home.





This "really good" inspection is one you should leave to the pros. There are telltale signs that a roofer can see, just not always from the ground. Experts at the Insurance Institute for Business and Home Safety (IBHS) knows the 4 warning signs a roof needs repair or replacement. Regardless of a recent roof inspection or replacement, anytime you suspect damage from a severe weather event, such a hail or high winds, check these lickety-split:

         1. Loose, worn, broken or missing shingles

         2. Noticeable gaps or missing seals

         3. Ridge vents that are not attached well

         4. Signs of water staining, especially around the chimney, vents or pipes





Now, lean in. We're about to let you in on a little secret only the experts know. 

If your roof is old or beyond repair and it comes time to replace it, there are a few super smart and low-cost ways to bring in a huge extra layer of protection. 

And the average roofing contractor most likely will not do these things unless you ask for it. IBHS has a specific handful of ways to make roofs go the extra mile.  There you can also find resources for finding a roofer that understands the value of these fortifying methods, especially if you live in a high-risk area of Virginia. Methods include things like using the right type of nail and sealing for an added layer of protection. We agree 100% because we’ve seen what the destructive duo, wind and water can do.

Watch this great video from our friends at the Insurance Institute for Business and Home Safety (IBHS):


Getting the Roof Right from IBHS on Vimeo.


This is a big-ticket item. So, you want to be sure you're working with a reputable licensed and insured roofing contractor and avoid scammers. Take the time to thoroughly check their references (please and thank you). Then, share how you want to fortify your roof with the contractor. Share these great resources from IBHS and be crystal clear about your expectations.




Once you're done, what great peace of mind for the winter, not to mention hurricane season! 


Learn more about homeowners insurance in Virginia >

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