What's Covered Under a Standard Home Insurance Policy?

By Nancy B
March 08, 2021

We had processed well over 1,600 home claims in 2018 by the first of May and hurricane season was on its way. Virginia's extended deep freeze in early January, a CAT wind storm in March and early spring tornadoes resulted in valuable financial protection for Virginia families for everything from tree damage and ruptured pipes to roof repair and replacement. 

You may be wondering how your homeowners insurance can protect your home from Virginia's challenging weather. Every home insurance policy is different. While you decide your policy's limits (the total amount your insurance company pays on a claim) and deductibles (the portion you pay on a claim), a standard homeowners policy offers valuable coverage and protects you and your family from unpredictable, severe weather and a whole lot more. Take a look: