What is a Hurricane Deductible and How Do You Know If You Have One?

in hurricane, homeowners insurance, auto insurance, flood insurance, flooding, Virginia, hurricane season, severe weather, coverage, home insurance, comprehensive coverage, home, hurricane prep, deductible, insurance claim Jun 22, 2020

Sticker shock is the last thing you want if you ever have to pick up the pieces after a hurricane. To ensure you’re financially prepared if a hurricane strikes, it's important to know if you have a hurricane deductible, especially if you live in coastal Virginia.                                   Virginia Beach -Hurricane Isabel 2003- Photo: vims.edu     Since 2005, the increasing cost of Atlantic Basin hurricanes has prompted insurance...

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The 2020 Hurricane Season: Top 4 Risks For Your Virginia Home

in hurricane, wind damage, homeowner tips, homeowners insurance, flood insurance, Virginia, hurricane season May 31, 2020

May is Hurricane Preparedness Month, Virginia! An active season is forecasted for this year as researchers at North Carolina University are predicting eight to eleven named tropical storms between June 1 and late November in the Atlantic hurricane basin. Three to five of those could turn into major hurricanes, Category three or higher. Here at NNINS, we never underestimate the possible impact any big storm can have on Virginians and for good...

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It’s Getting Hot! Is Your Air Conditioner Up To The Job?

in insider, homeowner tips, air quality, air filters, Virginia, spring, cleaning, home maintenance, home insurance, Air conditioner, HVAC, summer May 25, 2020

It's hot, it's cold! Virginia’s spring weather can be fickle! But we're getting our first real taste of summer this weekend and the Commonwealth's notoriously hot, humid weather. You know those temperatures that work our air conditioners on overtime. They can also turn into expensive problems for Virginians and their air conditioners.

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How to Avoid COVID-19 Scams

in insider, safety tips, family, cyber crime, cyber insurance, coronavirus, credit card fraud, phishing, scammers May 23, 2020

In partnership with Federal Trade Commission and other agencies, the FBI recently had a Twitter Chat on corona-virus related scams. We participated and learned valuable information we want to pass along.

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SAFE & SOUND: 3 Grilling Dangers That May Surprise You

in insider, safety tips, coverage, claim, fire prevention, home maintenance, home insurance, home fire, home inventory, grilling, cooking safety, cookout, Memorial Day May 21, 2020

May is National Barbecue Month, just in time for Memorial Day celebrations  across backyards in the Commonwealth while we continue to stay home during the COVID-19 crisis. It's an especially good time to avoid the emergency room, so let's remember to grill safely! You probably have a solid knowledge of basic safety practices if you’re the designated family griller. As most of us know, it’s important to keep kids and pets away from the old...

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