It's essential to prepare your home for a hurricane, but don't forget about your car. It's most likely your second most expensive asset and needs to be considered when you're preparing for a big storm.
Hurricanes can knock out power for days, which can affect your home and area businesses. It's a good idea to fill up your gas tank and even a few spare cans. Also, charge your car's battery if it's electric.
Hurricanes bring plenty of rain. When was the last time you changed your wiper blades? If they leave streaks or make noise, it's time for new ones. While you're at it, check the tread and the air pressure in your tires.
If possible, always park in a garage. It's a good idea to back in for an easy exit if needed. Consider moving items on shelves that might fall and cause damage to your car. Garage doors are the weakest link in most homes.
If you don't have a garage or your garage is prone to flooding, move your car to higher ground and park away from large trees and utility poles. Park next to a sturdy building if possible. Before you leave, double-check to make sure your windows and sunroof are completely closed and take valuable items and important paperwork, like your registration with you.
It's good to know you're financially protected, even if your car does suffer damage from a hurricane or any severe weather. Comprehensive car insurance pays for damage to your car from flooding, wind, hail, and falling objects. Check with your agent to make sure you have it. It is separate from the collision and liability insurance required by Virginia.
We recommend snapping a few pictures of the outside and inside of your car before the storm hits. It's very helpful in the event of a claim. Take photos again if there is any damage to your car before you clean it up and file a claim. If you have car insurance with us, you also have 24/7 roadside assistance. Just call 800-913-8847 for service.
Perhaps the most important thing to remember is to avoid driving through flooded roadways during a hurricane or any heavy rainfall. Flooded roadways may not look deep, but taking the chance can be life-threatening and damaging to your vehicle. Avoid downed power lines. It's best to stay home as much as possible unless instructed by authorities to evacuate.
We have other useful information on preparing your family for a hurricane, including trustworthy resources for Virginia communities.