Wind and hail storms are expected as spring rolls in warmer temperatures through Virginia. They result in numerous home insurance damage claims for our members. In March 2017, a storm swept quarter-size hail and powerful wind gusts across central Virginia, leaving significant damage to homes.
My family’s Stafford home was right in the storm’s crosshairs, resulting in a $22,000 insurance claim including roof replacement from a weather event that only lasted about 6 minutes. Here are the asphalt shingles I recovered that had been torn off my 12 year-old roof and blown across my yard.
Here at NNINS, we see how these increasingly common and volatile weather patterns are taking their toll on Virginia homes.
In the past decade, NOAA has identified the Commonwealth as among the top nine states experiencing billion-dollar weather disaster losses nationally. All parts of Virginia have experienced extreme weather just in the past decade that could expedite roof wear. Hail can easily damage the soft metal components on your roof and pit asphalt singles. Accelerated wear and damage may not be noticeably visible to an untrained eye. For this reason alone, it's wise to schedule an inspection this spring and be sure everything is still tight and sound. Resulting water problems on the inside can be hidden and costly!
- Damaged, worn, or missing shingles
- Missing or damaged flashing
- Exposed or loose nails
- Missing caulk
- Rot and mold
- Excessive granule loss
- Chimney cracks
Tornadoes, Derechos, and Rain- Oh my!
In addition to the crazy weather, did you know Virginia's peak tornado season runs March 1st through the end of May? Not to mention April showers bring May flowers and potential water damage. The Atlantic Basin hurricane season beings June 1st. A simple inspection will ensure your roof and your attic are ready to send all that rain straight to your home’s gutter system and away from your home's foundation.
If you need to file a severe weather insurance claim, we're close by and ready to help. Have your roof checked out and then enjoy the warmer weather with the confidence that your home is prepared for whatever 2021 weather comes our way.