When you go to find the right car insurance, the different options can be really confusing. You want to save money and have peace of mind. There are different types of car insurance, some you are required to have in Virginia, and some are not required but usually recommended, like comprehensive car insurance.
Collision car insurance is a type of auto insurance coverage that helps pay for the repair or replacement of your vehicle if it is damaged in an accident with another vehicle or object, such as a tree or guardrail. This coverage is particularly important because it can protect you financially from the high costs associated with repairing or replacing your car after a collision. Whether you accidentally hit another car, a stationary object, or even if your car rolls over, collision insurance can provide the necessary financial support to get your vehicle back on the road.
This type of insurance is optional, but it is often required if you are leasing or financing your vehicle. Understanding collision car insurance can help you make informed decisions about your coverage needs and ensure you have the right protection in place. Check out our video explainer:
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THE NORTHERN NECK INSURANCE INTEGRITY PROMISE — We pledge to provide straight talk and good counsel from our NNINS Virginia insurance experts through our blog. While we hope you find this to be a helpful source of information, it does not replace the guidance of a licensed insurance professional, nor does it modify the terms of your Northern Neck Insurance policy in any way. All insurance products are governed by the terms in the applicable insurance policy.