What to Do When Your Neighbor's Tree is a Problem

in wind damage, homeowner tips, report a claim, homeowners insurance, Virginia, severe weather, coverage, claim, home maintenance, home insurance, insurance claim, damage, how-to, protection, home ownership, tree maintenance Nov 4, 2020

Trees provide beauty and shade to your home. They also can be a headache, causing problems between you and your neighbor. It should be simple. If a tree is on your property, it's your responsibility. If it's on your neighbor's property, it's their. It's both party's job to check for signs of disease, address broken and overhanging branches, and maintain the overall health of trees on their property. Both should also consider the other's...

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How to Avoid Frozen Pipes at Home This Winter

in insider, homeowner tips, homeowners insurance, Virginia, winter, claim, diy, fall, cold weather, home insurance, weather, home, insurance claim, frozen pipes, damage, emergency, home repair, save money, protection, house, water damage, burst pipes, plumbing, arctic freeze, January, February Nov 1, 2020

Fall is a busy time. The holidays are expensive. We get it. And this year, dealing with the pandemic may mean you have an even more limited budget for home maintenance. We highly recommend prioritizing some basic winterizing to your home to avoid more expensive problems when temperatures drop. We know, from years of home insurance claims, fire is a significant winter hazard for families, so be sure to address fire prevention. Then, if you...

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What’s the #1 Fall Driving Danger if You Live in Virginia?

in insider, safety tips, driving, report a claim, auto insurance, Virginia, winter, coverage, claim, car insurance, fall, distracted driving, crash, accident, roadside assistance, speeding, weather, car, insurance claim, driving safety, drivingrules, texting and driving, pedestrians, protection, deer Sep 25, 2020

Did you know that October is one of the most dangerous months of the year on Virginia highways? In October 2019, the Virginia Department of Motor Vehicles reported 12,568 traffic crashes statewide, which resulted in 86 fatalities and 6,036 injuries, the highest totals for any other month last year. November brings it's own unique challenges for Virginia drivers and your car insurance.   With summer in the rearview mirror and kids back to...

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What Trees Are Good to Plant Around Your House?

in insider, homeowner tips, homeowners insurance, Virginia, hurricane season, severe weather, spring, trees, home maintenance, fall, local, home insurance, home, hurricane prep, tree, protection Sep 16, 2020

Fall is the perfect time of year in Virginia to plant trees around your home. They can create four seasons of amazing curb appeal with their foliage and blooms. But in our many years of home insurance claims, we've seen our share of costly property damage from trees. Check out the experience the Duvalls had with a mature tree at their Charlottesville home.    {% video_player "embed_player" overrideable=False, type='scriptV4',...

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Is Renters Insurance Required in Virginia?

in insider, Virginia, home fire, renters insurance, damage, money, liability, protection, renting, apartment, house, theft Jul 15, 2020

You do not have to have renters insurance by law in Virginia. But you will find many landlords require it when you sign a new lease. Even if they don't, consider the advantages of renters insurance. Every dollar counts, which is why renters insurance should be a no-brainer for most people. For pennies a day, you are protecting yourself against theft, fire, and liability losses that could quickly run into the thousands of dollars.

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