20 Home Insurance Pictures That Will Send Chills Down Your Spine

in insider, homeowner tips, safety tips, fireplace, homeowners insurance, flood insurance, flooding, Virginia, winter, coverage, claim, rain, diy, fire prevention, cleaning, home heating, home maintenance, fall, local, home insurance, home fire, Air conditioning, HVAC, home, insurance claim, damage, electrical, how-to, grilling, home repair, renovation, house, water damage, plumbing, Chimney Safety, home inspections, Should I hire an electrician, Should I hire a plumber? Oct 14, 2021

Is this a post-apocalyptic scene from a zombie movie? Nope. This is a picture from one of our home insurance inspections.  Home insurance claims can also reveal all kinds of scary stuff. What better time of year to share our most chilling home pictures with little dark humor! 

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Is Earthquake Insurance Worth It? The Risk of Earthquakes in Virginia

in insider, homeowner tips, homeowners insurance, Virginia, coverage, local, home insurance, local agent, home, earthquake, earthquake insurance coverage virginia, earthquake in virginia Oct 10, 2021

Do you remember the 5.8 magnitude earthquake on August 23, 2011? It was centered about 38 miles northwest of Richmond in Louisa County. It was felt as far north as Quebec and south as Atlanta, Georgia. Damage was reported as far north as Brooklyn, New York, and Louisa County had an estimated $80.6 million in damages, with $63.8 million from damage to public school buildings and $14.7 million from damage to homes. Most standard homeowners’...

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What Trees are Good to Plant Around Your House?

in insider, homeowner tips, homeowners insurance, Virginia, hurricane season, severe weather, spring, trees, home maintenance, fall, local, home insurance, home, hurricane prep, tree, protection, does home insurance cover damage from trees, where should you plant a tree in your yard, what is a good kind of tree to buy?, what trees should you avoid?, when is the best time to plant a tree, when should you prune a tree? Sep 9, 2021

Fall is the best time of year in Virginia to plant trees around your home. They can create four seasons of amazing curb appeal with their foliage and blooms. But in our many years of home insurance claims, we've seen our share of costly property damage from trees. The good news is that your home insurance can cover the cost of that damage. Check out the experience the Duvalls had with a mature tree at their Charlottesville home.    {%...

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Hurricane and Home and Car Insurance FAQS

in hurricane, wind damage, homeowners insurance, auto insurance, flooding, Virginia, hurricane season, severe weather, coverage, claim, local, home insurance, customer service, home inventory, roadside assistance, local agent, weather, home, hurricane prep, checklist, insurance claim, damage, emergency, Covid-19, coronavirus, home repair, home contractor, house, does my home insurance cover hurricanes Aug 28, 2021

Do you have a question about your insurance coverage or a claim related to hurricanes? While this article will provide some general answers to frequently asked questions, it's important to remember that every policy is different based on individual choices for coverage. If you have a question about your home insurance or car insurance coverage, call your independent agent or contact us. We're happy to assist you. We want to encourage everyone...

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Real vs. Fake Christmas Trees: Which is Better?

in homeowner tips, safety tips, fireplace, wood stoves, electric heaters, Virginia, fire prevention, home heating, local, home fire, holidays, home, environment, farming, allergies, recycle Dec 7, 2020

I'll never forget our first Christmas together. My family was coming to visit for the holidays from the west coast and we wanted everything to be perfect right down to the fresh smell of balsam from a perfectly shaped evergreen. 

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