Is Your Virginia Home Covered for Flood Damage?

in insider, hurricane, homeowner tips, homeowners insurance, flood insurance, flooding, Virginia, hurricane season, severe weather, coverage, home insurance, home, hurricane prep, insurance claim, how-to, protection, house, water damage, home ownership Mar 3, 2021

At NNINS, we know two things: some Virginians are subject to the effects of flooding and many believe their home is covered for flood damage with their homeowners insurance. The fact is standard home insurance policies do not cover flood damage. Let us explain, clear up any confusion, and help your family be as prepared as possible.

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What is an Ice Dam and What to do if You Have One

in homeowner tips, snow, ice, homeowners insurance, Virginia, winter, severe weather, coverage, claim, cleaning, home maintenance, home insurance, weather, hurricane prep, insurance claim, damage, how-to, home repair, water damage, February Feb 15, 2021

They're pretty and kids love to play with them. But if you've got giant icicles hanging from your roof, it may mean trouble.

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What Trees Are Good to Plant Around Your House?

in insider, homeowner tips, homeowners insurance, Virginia, hurricane season, severe weather, spring, trees, home maintenance, fall, local, home insurance, home, hurricane prep, tree, protection Sep 16, 2020

Fall is the perfect time of year in Virginia to plant trees around your home. They can create four seasons of amazing curb appeal with their foliage and blooms. But in our many years of home insurance claims, we've seen our share of costly property damage from trees. Check out the experience the Duvalls had with a mature tree at their Charlottesville home.    {% video_player "embed_player" overrideable=False, type='scriptV4',...

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Basic Home Maintenance for Virginia

in insider, hurricane, homeowner tips, carbon monoxide, fireplace, wood stoves, electric heaters, homeowners insurance, flood insurance, flooding, Virginia, tornado, hurricane season, severe weather, diy, fire prevention, cleaning, trees, home heating, home maintenance, fall, cold weather, family, home insurance, Air conditioner, hurricane prep, frozen pipes, water damage, burst pipes, plumbing Sep 14, 2020

Who doesn’t love fall in Virginia? The kiddos are back to school, pumpkins don our front porches and the weather is changing the foliage from green to gorgeous. It’s also a busy time of year for families and our homes need attention before colder weather arrives, like those fireplaces and wood stoves. Everyone wants a warm and safe nest with good air quality to hunker down in for winter. 

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How to Prepare Your Car For a Hurricane

in hurricane, safety tips, driving, report a claim, auto insurance, flooding, Virginia, tornado, hurricane season, severe weather, hail, coverage, car insurance, rain, trees, customer service, roadside assistance, comprehensive coverage, hurricane prep, car, car maintenance, insurance claim, damage, driving safety, tires, tire pressure Aug 14, 2020

It's essential to prepare your home for a hurricane, but don't forget about your car. It's most likely your second most expensive asset and needs to be considered when you're preparing for a big storm.

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