Fall is a busy time. The holidays are expensive. We get it. And this year, dealing with the pandemic may mean you have an even more limited budget for home maintenance. We highly recommend prioritizing some basic winterizing to your home to avoid more expensive problems when temperatures drop. We know, from years of home insurance claims, fire is a significant winter hazard for families, so be sure to address fire prevention. Then, if you...
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Yikes! This picture looks like a post-apocalyptic scene from a zombie movie.
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Do you have a question about your insurance coverage or a claim related to hurricanes? While this article will provide some general answers to frequently asked questions, it's important to remember every policy is different based on individual choices for coverage. The best solutions will most likely come from your independent agent or a call with our team. We want to encourage everyone to put your safety and your family's safety, above all....
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You do not have to have renters insurance by law in Virginia. But you will find many landlords require it when you sign a new lease. Even if they don't, consider the advantages of renters insurance. Every dollar counts, which is why renters insurance should be a no-brainer for most people. For pennies a day, you are protecting yourself against theft, fire, and liability losses that could quickly run into the thousands of dollars.
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Fireplaces and wood stoves are designed to safely contain wood-fuel fires and provide heat and ambiance for your home as cold weather comes to Virginia. Your chimney has the job of moving the by-products of combustion such smoke, water vapor, gases, unburned wood particles, hydrocarbon, tar fog and assorted minerals away from your home. As these by-products exit the fireplace or wood stove and flow up into the relatively cooler chimney,...
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