How to Avoid Frozen Pipes at Home This Winter

in insider, homeowner tips, homeowners insurance, Virginia, winter, claim, diy, fall, cold weather, home insurance, weather, home, insurance claim, frozen pipes, damage, emergency, home repair, save money, protection, house, water damage, burst pipes, plumbing, arctic freeze, January, February Nov 1, 2020

Fall is a busy time. The holidays are expensive. We get it. And this year, dealing with the pandemic may mean you have an even more limited budget for home maintenance. We highly recommend prioritizing some basic winterizing to your home to avoid more expensive problems when temperatures drop. We know, from years of home insurance claims, fire is a significant winter hazard for families, so be sure to address fire prevention. Then, if you...

Read More    

20 Home Insurance Pictures That Will Send Chills Down Your Spine

in insider, homeowner tips, safety tips, fireplace, homeowners insurance, flood insurance, flooding, Virginia, winter, coverage, claim, rain, diy, fire prevention, cleaning, home heating, home maintenance, fall, local, home insurance, home fire, Air conditioner, HVAC, home, insurance claim, damage, electrical, how-to, grilling, cooking safety, home repair, renovation, house, water damage, plumbing, Chimney Safety Week Oct 1, 2020

Yikes! This picture looks like a post-apocalyptic scene from a zombie movie.

Read More    

Hurricane and Home Insurance Claim FAQS

in hurricane, wind damage, homeowners insurance, auto insurance, flooding, Virginia, hurricane season, severe weather, coverage, claim, local, home insurance, customer service, home inventory, roadside assistance, local agent, weather, home, hurricane prep, checklist, insurance claim, damage, emergency, Covid-19, coronavirus, home repair, home contractor, house Aug 4, 2020

Do you have a question about your insurance coverage or a claim related to hurricanes? While this article will provide some general answers to frequently asked questions, it's important to remember every policy is different based on individual choices for coverage. The best solutions will most likely come from your independent agent or a call with our team.  We want to encourage everyone to put your safety and your family's safety, above all....

Read More    

Is Renters Insurance Required in Virginia?

in insider, Virginia, home fire, renters insurance, damage, money, liability, protection, renting, apartment, house, theft Jul 15, 2020

You do not have to have renters insurance by law in Virginia. But you will find many landlords require it when you sign a new lease. Even if they don't, consider the advantages of renters insurance. Every dollar counts, which is why renters insurance should be a no-brainer for most people. For pennies a day, you are protecting yourself against theft, fire, and liability losses that could quickly run into the thousands of dollars.

Read More    

How Do Chimney Fires Start?

in insider, homeowner tips, fireplace, wood stoves, homeowners insurance, Virginia, winter, fire prevention, home heating, fall, cold weather, home insurance, home fire, home, house, Chimney Safety Week Oct 15, 2019

Fireplaces and wood stoves are designed to safely contain wood-fuel fires and provide heat and ambiance for your home as cold weather comes to Virginia. Your chimney has the job of moving the by-products of combustion such smoke, water vapor, gases, unburned wood particles, hydrocarbon, tar fog and assorted minerals away from your home. As these by-products exit the fireplace or wood stove and flow up into the relatively cooler chimney,...

Read More