Are Earthquakes Covered by my Home Insurance?

in insider, homeowner tips, homeowners insurance, Virginia, coverage, local, home insurance, local agent, home, earthquake Jul 10, 2019

California's recent 7. 1  earthquake was a sharp reminder that we live in an uncertain world with changing weather patterns and natural disasters.  Virginia may not be California, but it's also not immune to seismic activity. And a standard homeowners’ policy will not cover earthquake damage. Unless you have specific earthquake coverage, homeowners are responsible for all costs to repair, rebuild or replace homes and personal property.

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SAFE & SOUND: 4 Signs You Should Stop Using Your Deck Today

in homeowner tips, safety tips, homeowners insurance, Virginia, coverage, claim, diy, home maintenance, home insurance Jun 10, 2019

Summer in Virginia is the perfect time to enjoy the outdoors at home. Whether it’s a graduation party, 4th of July cookout, or good old-fashioned family reunion, decks are a popular gathering place for good food and great memories. But happy occasions can turn disastrous when a larger than normal crowd puts more than the usual stress on a failing deck.

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Does Your Home Insurance Cover Your Small Business?

in insider, homeowners insurance, coverage, claim, car insurance, home insurance, small business, ridesharing Jun 4, 2019

Do you remember Henn? Their beautiful handcrafted baskets and sponged pottery were popular and the perfect complement to a country kitchen. That was around 2005 and I fell in love with the quality of the products. My kids were little, I was a stay-home mom, and I also really needed some adult socialization. It was the perfect fit! I signed up to be an official Henn Home Consultant.

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What To Do After Virginia's Severe Weather

in insider, hurricane, wind damage, homeowner tips, safety tips, report a claim, homeowners insurance, auto insurance, flooding, Virginia, tornado, hurricane season, severe weather, hail, coverage, claim, car insurance, diy, trees, home insurance, weather, home Mar 13, 2019

Safety First If you think you have damage from recent weather events, there are essential steps you should take right away. Your safety and your family's safety is most important to us. Always consider these safety tips before proceeding with property damage after severe weather.

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How Can I Tell If My Roof Has Hail or Wind Damage?

in insider, wind damage, homeowner tips, homeowners insurance, Virginia, severe weather, hail, spring, claim Mar 11, 2019

We can probably safely say winter is behind us! But that's doesn't mean we won't still see some ice. Tornado and severe weather season is here and that means hail storms are likely. Hail and straight-line winds are equal opportunity destroyers. Damage is nearly impossible to prevent, and usually, easy to find. But it's important to know when they can also cause hidden damage to your home.   

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