Are Your Gutters Ready for Spring Rain?

in insider, homeowner tips, homeowners insurance, flooding, Virginia, severe weather, spring, rain, home maintenance, insurance claim, home repair, water damage, home ownership Mar 24, 2021

The spring season in Virginia has become wildy unpredictable and severe. From thunder hail and windstorms to balmy 70-degree afternoons, weird weather appears to be the new normal. Not that we need more after a usually wet winter, but there's one thing we can always count on this time of year in the Commonwealth: rain! And heavy rains can bring significant troubles of their own for homeowners, not just from flooding. Each spring, we see...

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Is Your Virginia Home Covered for Flood Damage?

in insider, hurricane, homeowner tips, homeowners insurance, flood insurance, flooding, Virginia, hurricane season, severe weather, coverage, home insurance, home, hurricane prep, insurance claim, how-to, protection, house, water damage, home ownership Mar 3, 2021

At NNINS, we know two things: some Virginians are subject to the effects of flooding and many believe their home is covered for flood damage with their homeowners insurance. The fact is standard home insurance policies do not cover flood damage. Let us explain, clear up any confusion, and help your family be as prepared as possible.

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How to Turn off Your Home's Main Water Valve

in insider, homeowner tips, electric heaters, homeowners insurance, flooding, Virginia, claim, diy, home maintenance, home insurance, home, insurance claim, frozen pipes, damage, how-to, home repair, water damage, burst pipes, plumbing, help, home ownership Feb 18, 2021

If you've got water leaking in your home, you need answers quick! Turn off your water supply as soon as you notice a leak to avoid major damage, no matter how minor. Stopping the water from the right source depends on the location of the leak. 

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What to Do When Your Neighbor's Tree is a Problem

in wind damage, homeowner tips, report a claim, homeowners insurance, Virginia, severe weather, coverage, claim, home maintenance, home insurance, insurance claim, damage, how-to, protection, home ownership, tree maintenance Nov 4, 2020

Trees provide beauty and shade to your home. They also can be a headache, causing problems between you and your neighbor. It should be simple. If a tree is on your property, it's your responsibility. If it's on your neighbor's property, it's theirs. It's both party's job to check for signs of disease, address broken and overhanging branches, and maintain the overall health of trees on their property. Both should also consider the other's...

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