Real vs. Fake Christmas Trees: Which is Better?

in homeowner tips, safety tips, fireplace, wood stoves, electric heaters, Virginia, fire prevention, home heating, local, home fire, holidays, home, environment, farming, allergies, recycle Dec 7, 2020

I'll never forget our first Christmas together. My family was coming to visit for the holidays from the west coast and we wanted everything to be perfect right down to the fresh smell of balsam from a perfectly shaped evergreen. 

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How to Avoid Frozen Pipes at Home This Winter

in insider, homeowner tips, homeowners insurance, Virginia, winter, claim, diy, fall, cold weather, home insurance, weather, home, insurance claim, frozen pipes, damage, emergency, home repair, save money, protection, house, water damage, burst pipes, plumbing, arctic freeze, January, February Nov 1, 2020

Fall is a busy time. The holidays are expensive. We get it. And this year, dealing with the pandemic may mean you have an even more limited budget for home maintenance. We highly recommend prioritizing some basic winterizing to your home to avoid more expensive problems when temperatures drop. We know, from years of home insurance claims, fire is a significant winter hazard for families, so be sure to address fire prevention. Then, if you...

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20 Home Insurance Pictures That Will Send Chills Down Your Spine

in insider, homeowner tips, safety tips, fireplace, homeowners insurance, flood insurance, flooding, Virginia, winter, coverage, claim, rain, diy, fire prevention, cleaning, home heating, home maintenance, fall, local, home insurance, home fire, Air conditioner, HVAC, home, insurance claim, damage, electrical, how-to, grilling, cooking safety, home repair, renovation, house, water damage, plumbing, Chimney Safety Week Oct 1, 2020

Yikes! This picture looks like a post-apocalyptic scene from a zombie movie.

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What Trees Are Good to Plant Around Your House?

in insider, homeowner tips, homeowners insurance, Virginia, hurricane season, severe weather, spring, trees, home maintenance, fall, local, home insurance, home, hurricane prep, tree, protection Sep 16, 2020

Fall is the perfect time of year in Virginia to plant trees around your home. They can create four seasons of amazing curb appeal with their foliage and blooms. But in our many years of home insurance claims, we've seen our share of costly property damage from trees. Check out the experience the Duvalls had with a mature tree at their Charlottesville home.    {% video_player "embed_player" overrideable=False, type='scriptV4',...

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Fall Means Peak Hurricane Season For Virginia

in wind damage, homeowner tips, safety tips, homeowners insurance, flood insurance, flooding, Virginia, hurricane season, severe weather, coverage, car insurance, home maintenance, fall, home insurance, home inventory, local agent, weather, home, hurricane prep Aug 14, 2020

Peak hurricane season is at our doorstep, Virginia! August 15th to Nov 30 is when we see some of our most active weather in the tropics. September 10th statistically marks the height of Atlantic hurricane season. NOAA has just updated their forecast from above average normal tropical activity to an extremely active 2020 season. Experts are now predicting up to 19 to 25 named tropical storms for the Atlantic hurricane basin. Those numbers...

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