Fall is a busy time. The holidays are expensive. We get it. And this year, dealing with the pandemic may mean you have an even more limited budget for home maintenance. We highly recommend prioritizing some basic winterizing to your home to avoid more expensive problems when temperatures drop. We know, from years of home insurance claims, fire is a significant winter hazard for families, so be sure to address fire prevention. Then, if you...
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Do you have a question about your insurance coverage or a claim related to hurricanes? While this article will provide some general answers to frequently asked questions, it's important to remember every policy is different based on individual choices for coverage. The best solutions will most likely come from your independent agent or a call with our team. We want to encourage everyone to put your safety and your family's safety, above all....
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What's a main circuit breaker? A circuit breaker is the central component to your home's electrical system. It's an important safety device that limits the amount of power moving through the circuits. In modern homes, the breaker is located inside, usually in a basement, garage, or utility closet. It prevents overloads that could cause damage to your electrical system or start a fire. Knowing what your circuit breaker does and where to find...
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Do you remember Virginia's extended arctic freeze in 2019? Those frigid January temperatures resulted in over two hundred NNINS home insurance claims from frozen and burst pipes. The most common symptom of a frozen pipe is the absence of water or less water flowing when you turn on your faucet. You want to take action quickly to try to save your pipe from bursting. First, locate your water main. You'll need to know how to turn off your home's...
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