How to Avoid Frozen Pipes at Home This Winter

in insider, homeowner tips, homeowners insurance, Virginia, winter, claim, diy, fall, cold weather, home insurance, weather, home, insurance claim, frozen pipes, damage, emergency, home repair, save money, protection, house, water damage, burst pipes, plumbing, arctic freeze, January, February Nov 1, 2020

Fall is a busy time. The holidays are expensive. We get it. And this year, dealing with the pandemic may mean you have an even more limited budget for home maintenance. We highly recommend prioritizing some basic winterizing to your home to avoid more expensive problems when temperatures drop. We know, from years of home insurance claims, fire is a significant winter hazard for families, so be sure to address fire prevention. Then, if you...

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Hurricane and Home Insurance Claim FAQS

in hurricane, wind damage, homeowners insurance, auto insurance, flooding, Virginia, hurricane season, severe weather, coverage, claim, local, home insurance, customer service, home inventory, roadside assistance, local agent, weather, home, hurricane prep, checklist, insurance claim, damage, emergency, Covid-19, coronavirus, home repair, home contractor, house Aug 4, 2020

Do you have a question about your insurance coverage or a claim related to hurricanes? While this article will provide some general answers to frequently asked questions, it's important to remember every policy is different based on individual choices for coverage. The best solutions will most likely come from your independent agent or a call with our team.  We want to encourage everyone to put your safety and your family's safety, above all....

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How to Turn Off Your Home's Main Circuit Breaker

in homeowner tips, safety tips, severe weather, diy, home, power outage, electrical, how-to, emergency Jan 6, 2020

What's a main circuit breaker? A circuit breaker is the central component to your home's electrical system. It's an important safety device that limits the amount of power moving through the circuits. In modern homes, the breaker is located inside, usually in a basement, garage, or utility closet. It prevents overloads that could cause damage to your electrical system or start a fire. Knowing what your circuit breaker does and where to find...

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What To Do First If You Have a Frozen Pipe

in homeowner tips, homeowners insurance, flooding, Virginia, winter, severe weather, home maintenance, cold weather, insurance claim, emergency, home repair, water damage, plumbing, arctic freeze, help Jan 2, 2019

Do you remember Virginia's extended arctic freeze in 2019? Those frigid January temperatures resulted in over two hundred NNINS home insurance claims from frozen and burst pipes. The most common symptom of a frozen pipe is the absence of water or less water flowing when you turn on your faucet. You want to take action quickly to try to save your pipe from bursting. First, locate your water main. You'll need to know how to turn off your home's...

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