Fall Means Peak Hurricane Season For Virginia

in wind damage, homeowner tips, safety tips, homeowners insurance, flood insurance, flooding, Virginia, hurricane season, severe weather, coverage, car insurance, home maintenance, fall, home insurance, home inventory, local agent, weather, home, hurricane prep Aug 8, 2019

Peak hurricane season is at our doorstep, Virginia! August 15th to Sept 20th is when we see some of our most active weather in the tropics. September 10th statistically marks the height of Atlantic hurricane season. NOAA has just updated their forecast from normal tropical activity to above-normal for the 2019 season because El Nino has now ended. Experts are now predicting up to 10-17 named tropical storms for the Atlantic hurricane basin....

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STRAIGHT TALK: Should You Insure Your College Kid's Stuff When They're Away At School?

in homeowners insurance, Virginia, coverage, home insurance, parenting, renters insurance, college Aug 1, 2019

A lot can happen when your kids go away to school - it can even be a little worrisome! Will they get enough sleep? Will they get good grades? Can they live off Ramen and Easy-Mac?  The last thing you need to be concerned about is their stuff being stolen or damaged, like that new laptop you just bought. And having insurance coverage in case they accidentally cause damage to their living space is important too. Often times, your homeowner's...

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Are Earthquakes Covered by my Home Insurance?

in insider, homeowner tips, homeowners insurance, Virginia, coverage, local, home insurance, local agent, home, earthquake Jul 10, 2019

California's recent 7. 1  earthquake was a sharp reminder that we live in an uncertain world with changing weather patterns and natural disasters.  Virginia may not be California, but it's also not immune to seismic activity. And a standard homeowners’ policy will not cover earthquake damage. Unless you have specific earthquake coverage, homeowners are responsible for all costs to repair, rebuild or replace homes and personal property.

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My Car Flooded! What Should I Do?

in insider, driving, flooding, Virginia, severe weather, hail, coverage, claim, car insurance, rain, trees, roadside assistance, comprehensive coverage, weather Jul 9, 2019

On July 8, flash flooding ravaged Northern Virginia, D.C. and Maryland. This historic deluge unloaded up to 4 inches of rain in some areas in 1 hour causing historic flooding to major roads during the morning rush hour. Unfortunately, some folks dangerously drove their cars through quickly flooding roadways. Never do this: turn around, don't drown!

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SAFE & SOUND: 4 Signs You Should Stop Using Your Deck Today

in homeowner tips, safety tips, homeowners insurance, Virginia, coverage, claim, diy, home maintenance, home insurance Jun 10, 2019

Summer in Virginia is the perfect time to enjoy the outdoors at home. Whether it’s a graduation party, 4th of July cookout, or good old-fashioned family reunion, decks are a popular gathering place for good food and great memories. But happy occasions can turn disastrous when a larger than normal crowd puts more than the usual stress on a failing deck.

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